Auto Loans — Pre-Approval


Purchasing your next new or used vehicle doesn’t have to be stressful. At Thrive, financing your auto loan is not only quick, easy and convenient, we can help save you money with our competitive interest rates

For low rates and payments, get pre-approved for a loan today.  Apply in person or online before you start shopping, and you’ll have everything you need for an easy and affordable car-buying experience.

Why get Pre-Approved?

Buying a car can be a very expensive, but necessary, purchase, which is why many people choose to take out an auto loan. When you head to the dealership with the intention of taking out a loan for your new car, you’ll have very little power to negotiate with the salesperson and your credit will be run several times by the financing department in search of the best loan.

Yet and still, you’ll have no idea whether the final loan terms the dealership offers you is the best financing you can get.

Given that a car is a very important purchase, you should take the time to do a lot of research beforehand regarding the type of car you want, the average price of the specific make or model, and your financing options. Getting pre-approved for a car loan is a much better option than waiting until you get to the dealership for financing.

Source: Lendingtree


Reach Out and Apply Online Today:

Apply Now

Special Promotions

Coming soon!

Vehicle Loan Rates

Rates Effective 08/31/2022

DescriptionTerm DescriptionAPR As Low As
New/Used 2022-202036 Months2.49%
48 Months2.74%
60 Months3.24%
72 Months3.49%
84 Months3.99%
2019-201736 Months2.74%
48 Months3.49%
60 Months3.49%
72 Months3.74%
2016-201336 Months3.74%
48 Months4.24%
60 Months4.24%
2012-201036 Months4.74%
48 Months5.24%
2009 & Older36 Months6.49%

* Rates include 0.25% deduction for direct deposit.
** Rates may be higher depending on credit score.
*** Rates listed are APR — Annual Percentage Rates.


Calculate your monthly payments with Thrive’s Auto Loan Calculator!

Auto Loan Calculator

Strive to Thrive Financial Education Center

Your financial well-being is important to us and we are committed to providing you with resources to manage your money.

To get started, simply visit the site Strive to Thrive Center and begin empowering yourself with the financial knowledge you need to THRIVE!